Show Posts

This section allows you to view all posts made by this member. Note that you can only see posts made in areas you currently have access to.


Messages - RosaBeaver

Pages: [1]
1
Childless couples now account for more than 40 per cent of family households in the UK, official statistics have revealed - and some have been reaping the benefits of a more flexible schedule and financial freedom.

The rise of the British DINKS - which stands for 'dual income no kids' - has seen young pairs sharing the perks of their often lavish lifestyles on social media.

Many flaunt being able to afford lush getaways without needing to sort a babysitter, and others stress the importance of fine-tuning their spending habits to optimise enjoying the cash they have.

However, some also admit to facing judgement from their peers. 

Taking to TikTok in February last year, influencer Alice Atkinson (@aliceatkinsonx), who appears to be based in Manchester, shared videos from a trip she and her fiancé took to Carden Park Spa in Cheshire West and Chester.




In August, influencer Angel Shakespeare (@angelshakes1 ) took to her TikTok to document a 'DINK day out' in London with her husband

'POV: You're a DINK (dual income no kids) couple and making the most of taking yourselves on a spa trip midweek,' she penned. 'Because you can.' 

Elsewhere in a recent video, British vlogging couple Hannah and Charlie (@thattravelcouple) made a video recounting their adventurous holiday to the Arctic Circle.

'When you're a double income couple with no kids so you are in an igloo in the Arctic Circle,' they wrote, while dancing around in the luxe accommodation.

The pair, who are also a cancer and cardiac arrest survivor, also recently shared another clip saying that you should 'travel when you're young and carefree because when you're older or with kids it isn't the same'.

They have also in a post from March explained that travelling is where most of their money seemingly goes to, instead of prioritising 'houses, cars, clothes and kids'. 

In August, influencer Angel Shakespeare (@angelshakes1) took to her TikTok to document a 'DINK day out' in London with her husband.

She filmed a fun outing filled with a trip to Shakespeare's Globe, a decadent lunch, and plenty of booze.

In a video from January, the couple told viewers about their relationship in a video, where they recounted meeting when they were in school together - she was 15 and he was 17.




Elsewhere last year, influencer Hayley Rubery (@hayleyrubery_ ) shared a post about the childfree life she and her partner have chosen to lead





And in April, TikTok couple Harriet and Adam (@harrietandadam) filmed an insight into their money habits as they detailed how much they had 'spent as a DINK couple' two weeks on from payday

Angel was 22 when the couple got engaged, and they bought their first flat in 2020. The pair eventually got married - in a very intimate ceremony in Lake Como - after 11 years of being together. 

'We have no plans to have children at the moment,' Angel added. 'Definitely just want to enjoy our freedom.'

Meanwhile, last year, influencer Hayley Rubery (@hayleyrubery_) shared a post about the childfree life she and her partner have chosen to lead. 

'This is us,' she wrote. '8 years together. Not yet married nor engaged. Child free by choice. Cat parents. 

'Two years ago we packed up our corporate life outside of London and moved to the countryside in Norfolk.

'Best decision we've made for us.' 

In the caption, she added: 'There's no one way or a right way to do your relationship - just whatever feels good for YOU.'

And in April, TikTok couple Harriet and Adam (@harrietandadam) filmed an insight into their money habits as they detailed how much they had 'spent as a DINK couple' two weeks on from payday.

In one week, the pair was able to splurge out £515.72. They spent £108.19 on food.

'A good chunk of this was a supermarket top up,' Harriet said. 'And we also spent £13.60 on fish and chips.




Taking to TikTok in February last year, influencer Alice Atkinson (@aliceatkinsonx), who appears to be based in Manchester, shared videos from a trip she and her fiancé took to Carden Park Spa in Cheshire West and Chester





Elsewhere in a recent video, British vlogging couple Hannah and Charlie (@thattravelcouple ) made a video recounting their adventurous holiday to the Arctic Circle

'£50 went to our lifetime ISAs. We had £139.53 worth of bills and committed spend like birthday gifts.

'Lastly £218 went to health products and the garden centre.'



In April, the couple also shared their payday budgeting routine in a video.

The pair's fixed expenses come to just under £1,400.

'We started to save a £100 to rebuild our emergency fund,' Harriet added. 'We then put £75 month away towards car insurance and car service.

'And we've also been saving £75 a month towards Christmas as well. We've decided to change the amount that we put into our investing so we've upped this to £300 and we've also increased our moneybox contribution to our lifetime ISA to £200, that's £100 each.

'We then that £250 that goes to my credit card . This month we've got a gigantic £650 to variable expenses however £100 is for my birthday which we probably won't spend anyway.

'We've recently decided that we want to get rid of one of our car loans. We've made the decision to pull some of the money out of one of our savings accounts and then we've had a look at how much we can also overpay over the next three or four months to ensure that it's gone by the summer.



@angelshakes1 DINK day date to Shakespeare's Globe Tour and an afternoon tea

2
You can at times face shortage of cash just a week before you payment date. In such circumstances, a hope for you can be either taking help from friends or by applying for an advance. Taking an advance would prove to the best option as taking help from friends can reduce your self-esteem. Thus, if you opt to take an advance then you can go for month end money. Hence, when you need urgent cash, then you can opt for this finance without any worries. They prove top be a best way to chuck out your financial predicament.

You can employ these finances for a number of financial needs. These needs can be for renovating your home, for going on a vacation trip, light bills, utility bills, gas bills, debt consolidation, tuition fees, college fees, and so forth. The sum which is offered to you in this finance ranges from 80 to 1500. The applicant must bear in mind to refund the amount on time to circumvent penalty fine.

Month End Money is offered to you so that you can dispose of your fiscal needs. They are offered to you at the month end when your pockets are almost empty and you do not have cash. These finances are also accessible to those with poor financial standing. You can overcome all your monetary dilemmas with the help of this scheme.



This scheme is available to you provided that you satisfy the preconditions. These preconditions comprise of UK citizenship, more than 18 years, a valid bank account and a running bank account. Month End Money comes with a high rate of interest. Thus, due to this the borrower can be at a disadvantage. If in case you fall short to refund on time, the lenders will ask you pay fine.

Month End Money is specially meant for employed people as these people face financial crisis in the end of the month. This finance helps you get a sum which is sufficient for convening your day-to-day needs. Those who are having a bad financial background can also choose to apply for this scheme. You can either opt offline or online for this finance.

Making an appeal for Month End Money online has now become easy with the advance in technology. You can access funds directly in your account through the online means. You simply have to fill in the form and wait till it is approved. The facts which you provide have to be true. The sum after your request is approved is deposited in your checking bank account. The amount in this scheme is offered to you within 24 hours.








Mark Broad has been associated with Easy Loans 4 Uk. Having completed his Masters in Finance from Lancaster University Management School. Click here to know more about month end money, bad credit loans, loans instant decision and payday loans no credit check (https://prostadine.supplementstore24x7.com/) loans bad credit.

3
ФУДБАЛ / Jasper AI Login Fundamentals Explained
« on: December 16, 2024, 09:34:57 PM »
Debt is often perceived as an evil in the financial realm. Usually the more debts you have the tougher it is to get rid of them as you need to cut down the expenses or start earning more. Debts do also have a negative impact on the credit score and if you are up to applying for loans - banks will be more suspicious about your credibility and ability of paying back.

But as every single phenomenon debt might have two sides of its existence: this means not only a bad side. Moreover, debts can bring some positive moments and better your credit score. The only required thing is to know how to treat debts so they will not damage your financial life. Let us check what criteria there are to find out whether your debt is a bad or a good one.

What is a purpose of your obtainining debts? Is it worth all the efforts and interest rates to pay it back later? Regarding the reason why you need some extra funds: if it is a pair of new wheels or shoes - you must realise yourself how irreasonable the purpose is. But most people can't avoid having debts: buying a vehicle, an apartment or even a house - unless you have a fortune behind you, you will not be able to get any of these things yourself without applying for a bank loan. Speaking about student loans - most of us prefer not to use the parents' money for our future education.

Still there must be a high level of self-organization: each debt must be paid back. Set up deadlines by yourself, of course banks or lenders will let you know about ther deadlines too. But it is even better for you to set them up yourself for an earlier point just to be sure that you will not miss a last paying-back day.



Do I really need this debt? Every time you are thinking of applying for a loan ask yourself this question and what is more important, try to answer it honestly. In general, debts may have some good sides as well. For instance, if you pay it back in time without any delays - it will give a positive mark on your credit score and history. Moreover, such actions will prove how responsible you are.

Think reasonably whether you need a second vehicle if your old one drives perfectly fine. Do you need to take a loan for going to the Caribbeans if you can find the same amazing beaches in California?

Truly, some circumstances do happen in life when you cannot avoid debts but make sure they will not do harm to your financial life.








Lisa Perry has spend years in the personal finance management. He has gathered an in-depth knowledge about 24/7 payday loans no credit check (https://hificafesg.com/) lenders and their simple payday installment loans online .

4
WASHINGTON, May 16 (Reuters) - The U.S. Supreme Court on Thursday upheld the Consumer Financial Protection Bureau's funding mechanism in a challenge brought by the payday loan industry, handing a victory to President Joe Biden's administration and a setback to the agency's conservative critics.

The 7-2 decision reversed a lower court's ruling that the CFPB's funding design - drawing money each year from the Federal Reserve instead of from budgets passed by lawmakers - violated a provision of the U.S. Constitution giving Congress the power of the purse.

The CFPB was established under a law signed by Democratic former President Barack Obama in 2010 to curb the kind of predatory lending that contributed to the 2007-2009 financial crisis. The agency has delivered $19 billion of relief to consumers including a $3.7 billion settlement in 2022 with Wells Fargo.

Many conservatives and their Republican allies have portrayed the CFPB as part of an overbearing "administrative state," the network of agencies responsible for the array of federal regulations affecting businesses and individuals.

Republican lawmakers overwhelmingly opposed the CFPB from the start, contending it wields too much power and burdens banks and other lenders with unnecessary red tape. Prominent pro-business groups including the Chamber of Commerce filed briefs in support of the payday lenders in this case.

Payday loans are short-term and high-interest loans typically due on the borrower's next payday after the loan is made, with the annual percentage rate usually steep - 390% or more, according to the U.S. Federal Trade Commission.

In 2018, the Community Financial Services Association of America and the Consumer Service Alliance of Texas, trade groups representing the same day payday loans, https://netcallvoip.com/, loan industry, sued the agency, taking aim at a 2017 regulation designed to curb "unfair" and "abusive" practices by certain high-interest lenders. The regulation stops lenders from trying to charge a borrower's bank account after two unsuccessful attempts in a row.

The lawsuit challenged the agency's funding design as a violation of the Constitution's "appropriations clause," which vests spending authority in Congress.

The Supreme Court, with its 6-3 conservative majority, has taken a dim view of expansive authority for federal agencies including the Environmental Protection Agency in important rulings in recent years.

A federal judge in 2021 sided with the CFPB. But the New Orleans-based 5th U.S. Circuit Court of Appeals in 2022 ruled that the funding structure violated the appropriations clause in a decision that also invalidated the regulation at issue. The decision was made by a panel of three judges who had been appointed by Republican former President Donald Trump.

Biden's administration had told the Supreme Court that invalidating the CFPB's funding arrangement could endanger similarly structured agencies including the Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency and the Federal Reserve Board.

Supporters of the agency also had said a ruling against the CFPB would leave consumers vulnerable to deceptive and abusive practices, and could place the CFPB's existing regulations on shaky legal ground.

The Supreme Court heard arguments in the case in October. (Reporting by John Kruzel; Editing by Will Dunham)

5
СВЕТ ОКО МЕНЕ / How Exactly To Keep Jasper AI Free.
« on: November 22, 2024, 09:39:07 PM »
One can get quick payday loans [https://dragonballpowerscaling.com/] by going online and applying for payday loans.
You will be able to get fast cash, but it will come attached with an extremely high interest rate.

6
id="firstHeading" class="firstHeading mw-first-heading">Search results

Help









English














Tools



Tools
move to sidebar hide

Actions





General

my homepage; payday loans no credit check (annonce.lyber.net)

7
ФУДБАЛ / The Unexposed Secret of Jasper AI Pricing
« on: November 16, 2024, 05:38:18 PM »
I'm not sure that you will be able to get $5000 in a form of payday loans online (http://www.isas2020.net/volume1/1720006) loan. The lenders of these short-term loans usually provide up to $1500.
Besides, the fact of bad credit won't help you at all. Still, you can try and shop around to make a deal. Good luck!

8
АДМИНИСТРАЦИЈА / The Ugly Side of Jasper AI Free
« on: November 14, 2024, 05:20:31 AM »
Pass rusher Jonathan Greenard parlayed a career year in Houston into a $76 million payday loans no credit check; usellbuybid.com, with the Minnesota Vikings, according to multiple reports.

Minnesota also agreed to a two-year, $20 million deal with Dolphins free agent linebacker Andrew Van Ginkel.

Greenard's contract includes $42 million guaranteed, according to his agents, Robert Bailey and Drew Rosenhaus, who also shared the details of the Van Ginkel move.

Greenard had a career-best 12.5 sacks, 52 tackles and 22 quarterback hits during the 2023 season but general manager Nick Caserio opted to allow Greenard to test free agency.

The Vikings are expected to lose their own top pass rusher, Danielle Hunter, in a revamped defense under Brian Flores.

Flores was head coach of the Dolphins when Miami drafted Van Ginkel out of Wisconsin in the fifth round in 2019.

Van Ginkel turns 29 in June and had 17 sacks -- 6.0 in 2023 -- with 250 tackles and one interception in Miami.

Greenard, 26, was drafted in the third round in 2020 and posted 23 sacks, three forced fumbles and an interception in 49 regular-season games.

Caserio said at the NFL Scouting Combine "availability" was the biggest question with Greenard through four seasons as a pro. He missed 15 games in his first four years in the league.

--Field Level Media

9
Bumper payday: Jacob Rees-Mogg

Jacob Rees-Mogg is set for a bumper instant payday loans (localglobal.in) after his business was put into liquidation.

The former Tory MP, who lost his seat in the last election, will share a pot worth £4.4m following the demise of his firm Somerset Capital - which he co-founded with Edward Robertson and Lord Johnson in 2007. 

He is among 24 shareholders who are expected to claw money back.

Somerset announced plans to wind down last December after St James's Place, its major client, cut ties because of poor performance. 

Liquidators from James Cowper Kreston were appointed to handle the wind down of the company last month and have found it in good health. 

Somerset Capital bowed out with a £4.4m financial surplus and no debts, according to a report of solvency filed at Companies House.




RELATED ARTICLES

Previous

1

Next



Investment house co-founded by Jacob Rees-Mogg set for... Ten ways YOU can duck Starmer's blitz on inheritance tax,... I'm 45 and was given BAE shares as a child now worth £7,000... He is turning 94 but it STILL feels right to follow Warren...



Share this article

Share

11 shares



HOW THIS IS MONEY CAN HELP

How to choose the best (and cheapest) stocks and shares Isa and the right DIY investing account



The surplus allowed Sir Jacob and his fellow shareholders to claim some of the remaining cash. A vote on Aug 1 resolved that the £4.4m sum would be divided 'amongst members' of the partnership.

The move marks the final act for Somerset Capital, a specialist emerging markets fund manager that had £7.6billion of assets under its command at its peak in 2018.



DIY INVESTING PLATFORMS





AJ Bell




AJ Bell

Easy investing and ready-made portfolios

Learn More



Learn More






Hargreaves Lansdown




Hargreaves Lansdown

Free fund dealing and investment ideas

Learn More



Learn More






interactive investor




interactive investor

Flat-fee investing from £4.99 per month

Learn More



Learn More






Saxo




Saxo

Get £200 back in trading fees

Learn More



Learn More






Trading 212




Trading 212

Free dealing and no account fee

Learn More



Learn More



Affiliate links: If you take out a product This is Money may earn a commission. These deals are chosen by our editorial team, as we think they are worth highlighting. This does not affect our editorial independence.

Compare the best investing account for you

10
СВЕТ ОКО МЕНЕ / Things You Should Know About Jasper AI Login
« on: August 02, 2024, 02:43:13 PM »
Packers quarterback Jordan Love is refusing to practice until he gets a new contract, Green Bay GM Brian Gutekunst told reporters.

The team's training camp started on Monday, with Green Bay beginning to gear up for next season after a promising 2023.

However, Love is not suiting up for practice - though he is reportedly participating in other team activities (such as meetings) and arrived to the facility on time, per The Athletic's Diana Russini. 



Russini added that the Packers and Love's representatives 'have had plenty of conversations,' with the talks being described as 'positive.'

Gutekunst echoed that sentiment, telling reporters that he felt a deal was 'close.'




Jordan Love, seen in January, wants a big payday loans bad credit - www.kbkrealtors.com - after an extremely strong 2023 season





Love took the Packers to the divisional round of the playoffs after a 9-8 regular season

Love signed a four-year, $12.38million rookie deal after being drafted in 2020, before signing a one-year extension in May 2023 worth $13.5million in guarantees and another $9million in incentives.

And the former first-round pick was a massive success last year in his first season as a starter.

The quarterback threw for 4,159 passing yards 32 touchdowns and just 11 interceptions as the Packers fairly seamlessly moved on from Aaron Rodgers under center.

Green Bay went 9-8 in the regular season before making an unexpected run to the divisional round of the postseason after beating the Cowboys 48-32 on the road. 

Love had made just one career start prior to last season as he previously served as a backup to Rodgers.

Now, though, he's established himself as one of the league's better quarterbacks and wants to be paid as such. 


Green Bay Packers

11
Bradley Walsh is reportedly set to see a massive same day payday loans as he is trademarking new group name in tribute to Frank Sinatra's famous 1960s group, The Rat Pack. 

TV presenter Bradley, 63, who has built a multi-million-pound fortune for hosting hit shows such as The Chase, has tried to trademark name, The Prat Pack, according to The Mirror.

It is believed he will coin the term during live shows and TV appearances with his 'old mates', Brian Conley, Shane Richie, and Joe Pasquale.

The tongue-in-cheek name is a playful nod to the 1960s Rat Pack, which included Frank Sinatra, Dean Martin, Sammy Davis Jr, Joey Bishop and Peter Lawford.

Bradley and his quartet appeared in a variety show at the London Palladium earlier this month.




The new Rat Pack! Bradley Walsh is set to see a huge payday as he plans to trademark a new group name in nod to Frank Sinatra's iconic 60s band - (L-R) Brian Conley, Joe Pasquale, Shane Richie and Bradley





The TV presenter, who has built a multi-million-pound fortune for hosting hit shows such as The Chase, has tried to trademark The Prat Pack - the name is a playful nod to the 1960s Rat Pack, which included Frank Sinatra (R), Dean Martin (L), Sammy Davis Jr (M), Joey Bishop and Peter Lawford

After its finale, it is believed that he filed papers at the Government's Intellectual Property Office to trademark the name.

Documents reportedly showed that he wanted to ring-fence the name for the 'production of television and cinema films; Theatre productions; Live musical theatre performances'.

Bradley, comics Brian and Joe, both 62 and EastEnders star Shane, 60, wore strapping dress suits for their comedy and musical performance in the capital city.

The clean-cut gentlemen exuded class as they charmed their London audiences with their natural comedic talents.

Bradley is a familiar face on UK TV as the presenting veteran also faces popular cable shows, including Gladiators, Blankety Blank and Wheel of Fortune. 

The original Rat Pack were known for appearing together in Las Vegas casino venues and earned themselves a reputation as the bad boys of the showbiz world.

After the show, Brian coined the name The Prat Pack when he posted, 'ITV missed a trick last night. They should've filmed it. What a great evening with my mates! #thepratpack.'

Joe posted: 'A few pics from a fab night performing with my old mates Bradley Walsh, Shane Richie and Brian Conley at The London Palladium.'




It is believed the 63-year-old will coin the term during his live shows and TV appearances with his 'old mates', Brian Conley, Shane Richie, and Joe Pasquale





Bradley and his quartet appeared in a variety show at the London Palladium earlier this month. And after its finale, it is believed that he filed papers at the Government's Intellectual Property Office to trademark the name





Documents showed that he wanted to ring-fence the name for the 'production of television and cinema films; Theatre productions; Live musical theatre performances'





Bradley, comics Brian and Joe, both 62 and EastEnders star Shane, 60, wore suits for their comedy and musical performance in the capital city










After the show, Brian coined the name The Prat Pack when he posted, 'ITV missed a trick last night. They should've filmed it. What a great evening with my mates! #thepratpack' 

Fans went wild for the group, as one penned: 'This should be an arena tour!'

'Please please do a tour we couldn't get tickets'

'Would love to see a recording of this'

'Hope this makes it to tv or on tour goodluck hope it goes brilliantly'




Bradley is a familiar face on UK TV as the presenting veteran also faces popular cable shows, including Gladiators, Blankety Blank and Wheel of Fortune



The ChaseShane RichieBradley Walsh

12
КОШАРКА / Wish to know More About Jasper AI Reviews?
« on: June 22, 2024, 11:47:58 AM »
Many supporters feel betrayed by a perceived poverty of ambition from Mike Ashley, who they accuse of allying the club to "tacky" brands and prioritising profit over performance since his takeover in 2007.

"A zombie club," is how one Newcastle fanzine describes United's current state. "An empty shell," cries another.






Newcastle is renowned in soccer circles for the passion of its fans.

The joke goes the club could schedule a friendly for two days' time in Timbuktu and a clutch of hardy souls would still make the trip.

But patience is running thin. The four-time English champions' last domestic trophy was secured 60 years ago and it hasn't won anything of note since 1969.


Sad to see what a mess #nufc are in. No discipline, no direction, no leadership. Need a new manager allowed by Ashley to rebuild properly.

— Henry Winter (@henrywinter) April 13, 2015



Ashley stands accused of not investing enough in the squad, selling the club's best players and being content merely to survive in order to milk the huge riches on offer from multi-billion dollar television deals.

Yet despite the discontent, 50,000 disciples ritually flock up Gallowgate Hill on a match day to pack the Premier League's third biggest stadium for every home game.

There might be a few less sporting the famous black and white stripes on Sunday though, as disillusioned fans call for a boycott of the clash with Spurs in protest at the club's apparent stagnation.

"When Ashley rolled into town you thought 'We've got this mega-rich, English businessman in the sports industry, what could possibly go wrong?'" Mark Jensen, editor of The Mag fanzine, told CNN.

"Our place in his business empire appears to underpin the rest of it. The eternal optimists keep thinking he's going to reach a point where he says 'I'm going to invest in players, and we're going to plan to be successful.'

"He's been in charge nearly eight years now and any sane person can tell that's not going to happen.

"The club have said that cup competitions aren't a priority and they mean it. To remain in the Premier League is the overall aim. But survival -- what does that offer fans?"

Ashley is a fabulously wealthy man, and a controversial one.

He has grown his Sports Direct empire significantly since acquiring Newcastle, piggybacking on the Premier League's profound global reach to spread its name far and wide.

From a turnover of $1.8 billion in 2006, it recently announced a "record" 15% rise in annual pre-tax profits to $359.8m and a turnover of $4.05bn. There are stores in 19 European countries and an expansion into Australia and New Zealand is planned.

But the company, whose logo is plastered all over Newcastle's St James' Park stadium, has been criticised for employing an estimated 75% of its staff on zero-hour contracts — that guarantee no set hours each week.

The retailer's chairman, Keith Hellawell, told a British parliamentary committee that 15,000 of its 19,000 staff were on such terms, arguing it offered flexibility for what is, predominantly, a young workforce.

The club argues it is unable to compete with the untold riches at the disposal of fellow top flight clubs like Chelsea and Manchester City, and Ashley has tried desperately to drive up revenue.


NUFC don't just require a new manager and new players. The club needs fumigating.

— George Caulkin (@CaulkinTheTimes) April 13, 2015



The 123-year-old St James' was temporarily renamed The Sports Direct Arena in 2011 to try and attract a naming sponsor. It was a move that infuriated fans.

And the decision to sign a shirt sponsorship deal with payday loans company Wonga is one that stoked anger in what is, traditionally, one of the most economically deprived regions of the country.

"Like a lot of fans, I think (the association) is cheap and tacky and undermines the values of what the club stands for," the leader of Newcastle City Council, Nick Forbes, told CNN.

"As leader of the council it really concerns me we've got a toxic brand like Sports Direct, with the zero hours culture it promotes, and Wonga and the payday loans bad credit (www.rinconantelasdrogas.es) loans it promotes. To have both of those concepts sponsoring our football club is deeply unfortunate.

"As a council we are having increasingly to pick up the pieces of people whose lives have been shattered both by zero hours contracts and by loan sharks.

"Newcastle United has such brand recognition it penetrates into some of our poorer communities in a way that others can't and I find it absolutely appalling that's the message they get.

"It doesn't feel that there's any social responsibility.

"Because there's only one Newcastle United I think there's a reliance on fans as cash cows to keep supporting the club come what may.

"I think there's been a calculated business decision to keep milking that cash cow without generating the football returns that people expect."

Sports Direct declined to respond when contacted by CNN and questions to both Wonga and Newcastle United were unanswered.

While Ashley's appetite to grow his retail business appears limitless, he has insisted on a far more frugal modus operandi at Newcastle.

The club seeks to unearth bargains in foreign markets then sell them on for huge profits when they reach peak value.

United's stated aim is a 10th place finish or higher in the Premier League while the two domestic cup competitions are "not a priority."

But Newcastle are on an unquestionably sound financial footing.


WE DEMAND A CLUB TO BE PROUD OF ONCE AGAIN #AshleyOut #nufc #BoycottSpurs pic.twitter.com/kVPzrLpPvU

— AshleyOut.com (@AshleyOutdotcom) April 10, 2015


Ashley has turned a traditionally debt-laden outfit into one that turned an $28.05 million profit in the 2013/14 season, recent accounts showing it had a $51m surplus in its bank accounts.

The club's managing director Lee Charnley trumpeted the figures as a "reflection of the prudent and measured manner in which we operate."

But fans are at a loss to explain why a man whose fortune amounts to $4.5 billion, according to Forbes, seems so reluctant to chase success for a club that is the 19th wealthiest in Europe.

"People are miserable, fed up," Forbes added. "Newcastle's current performance is like a permanent cloud over the city.

"The club feels soulless — an island. In the same way the senior management doesn't have any engagement with fans, they don't have any engagement with the city either.

"People have worked out the current owner has a business model, which is participating in the Premier League but not winning it.

"What people see is a disinterested owner, interested only in the cash the business generates, not the trophies it could produce."

Just like last year, Newcastle are stumbling towards the end-of-season finishing line.

In January 2014 it sold its star player Yohan Cabaye to Paris-Saint Germain for $28.5m, making a cool $22.5m profit in the process.

No replacement was hired, the money was banked and its season quickly nosedived. A year on, history is repeating itself.

Manager Alan Pardew left for Crystal Palace — a much smaller English top flight club — and was replaced by his assistant, John Carver and Newcastle signed no new players.

They have won two out of 14 games since and its threadbare squad contains only two fit defenders. They are leaking goals, losing games and haemorrhaging confidence.

Fans, having suffered one relegation under Ashley's ownership in 2009, are fearful of another. Protests have been audible at matches, now the Toon Army are planning to vote with their feet.

"There has been a numbness and with Ashley twice failing to sell Newcastle, there has also been a powerlessness," George Caulkin, north east correspondent for The Times newspaper, told CNN.

"A huge part of the North East tradition is simply turning up at the football — turning up no matter how bad it gets, turning up and bearing witness, turning up and singing, turning up, regardless.

"It is like being locked in a loveless marriage. The fact some people are now considering not turning up at all shows how much alienation is around."

Mark Douglas, who covers United for two local papers The Chronicle and The Journal, says fans find it hard to believe the club when it says it will invest healthily in the summer.

"Most Newcastle fans say they've heard all that before," Douglas explained. "It's the second season that it has drifted after Christmas and it's created this toxic atmosphere.

"They have lost all the faith and belief of the supporters who don't believe in what Ashley is trying to do any more. The identity of the club has been lost in the last seven or eight years.

"It has culminated in a feeling that this club is happy just to exist. They're not interested in glory or in winning things any more. You can see it in the way the players are the results have gone.

"It's a slow evaporation of what NUFC is all about."

In the early 90s, Newcastle were dubbed 'The Entertainers' for a swashbuckling style under manager Kevin Keegan, and came close to winning the Premier League in 1995/96.

After losing successive finals of the FA Cup — England's premier cup competition — in 1998 and 99, the late Sir Bobby Robson led Newcastle to a third placed finish in the Premier League in 2001/02 and into the European Champions League.

Keegan returned at the start of the Ashley's reign but later resigned in protest at how the club operated. Fans demonstrated and Ashley vowed to sell, but he could not find a buyer.

Keegan was subsequently awarded $3m by an independent arbitration panel, that rejected some of the club's evidence as "profoundly unsatisfactory."

Newcastle finished fifth in 2012, narrowly missing out on a return to Europe's top club competition, as a slew of signings gelled together. Finishes in the Premier League of 16th and 10th have followed.

But while those flirtations with glory under Keegan and Robson have shown fans could be possible, Douglas says the ambitions of supporters are much more grounded these days.

"Newcastle's fans are often painted as delusional, believing that they should be regularly in with a shout of winning the league," Douglas explained. "Having lived and worked here for eight years that idea is complete rubbish.

"What Newcastle fans want to see is a club that, even if it fails, it is at least trying to be the best it can be. That means attempting to win things, taking a few risks.

"It could be a northern powerhouse. At the moment, it's almost a shell of a club, it exists just to exist and that's not what fans want from a club that is supposed to represent the city much better."

There have been protests before but Ashley has ridden the storm.

Whether a groundswell of support for the boycott on social media translates into an embarrassing number of empty seats in what is a televised match on Sunday, remains to be seen.

But even if it does, fans are unlikely to hear what their publicity-shy owner thinks about it.

"Does Ashley care? As it is impossible to get close to him, so it is impossible to answer," Caulkin explained.

"The evidence of recent years will probably make him feel he can just about get away with anything and people will still troop through the turnstiles. Is that different now?





"In the final analysis, he'll only go when someone meets his asking price, but there can be a value in protest for protest's sake, in saying that this is not good enough, that more should be expected, that a club is not just about profit margins but a collection of human beings brought together for a common cause.

"Sometimes a howl of anguish is all that there is left."

13
ФУДБАЛ / The Simple Jasper AI Content Method
« on: June 04, 2024, 12:37:08 AM »
We are all trying to find ways to cut living expenses in this crazy and unstable economy. It's a simple fact that our money is not going as far as it used to. Because of this situation, many people are turning to using money saving coupons to help them balance their budget more efficiently and make their money stretch just a little but more. But did you know there are more than just food coupons available for you to use towards maintaining your budget?

Nowadays with the Internet being fairly prevalent in just about every household, you can find coupons online as well as in the Sunday paper insert. The coupons in the paper circulars are handy, don't get us wrong. They usually offer you savings on everything from toilet paper to pizza from your local Domino's. This is usually the starting point for most avid coupon clippers, and even if you don't get the Sunday paper you can usually find coupons in your mail or in other paper inserts throughout the week.


Many manufacturers are also offering printable coupons through the Internet. All you need in order to use these coupons is a printer. The coupons have a barcode printed on them for the store they are for or for the particular item. Many of them even come in e-mails with recipes, and if you subscribe to sites such as Betty Crocker, you've probably seen them before. These coupons are perfect to help you save money on products you use every day as well as for samples of products you have wanted to try but have not wanted to spend the money on.



If you Google the phrase 'payday loans online coupons' you will find a plethora of online coupon websites that you can print off coupons from. Many of them offer you the ability to search the website for brands that you use or buy the category of coupon you are looking for. Once again, you simply select the coupon you want and print it off using your computer printer. Some of the websites also offer you money by participating in surveys and other offers that are affiliated with the website. If you get involved in one of these offers you may find that after a short period of time you are eligible to receive gift cards as rewards that you can use at your favorite store for that special something you may not have had money for.

Avid magazine readers also know the value of the coupons within the glossy pages of the magazines they read. You can find many household cleaning and food coupons in ladies magazines as well as products for men in magazines that are geared towards the man in the household. Once again, many of these coupons offer you discounts on products you may not have tried before, and by using this coupon you can find out if the product really is worth the money it costs.

Finally, when you go grocery shopping or hit your local Wal-Mart, look at the front of the store for the sales fliers. Quite often the store will include coupons in the sales fliers as well as a comprehensive listing of the items that are discounted for that week.








With a professional background in both personal and business finance, business administration, and marketing, these articles are meant to help readers learn a little more about these very subjects. Will cover everything from the basics to current events.

14
ФУДБАЛ / The Greatest Guide To Jasper AI Review
« on: June 02, 2024, 08:38:15 AM »
This question requires your answer: "How can I become rich?" After this, check yourself and look out for possible answers. If you cannot find answers to this question no matter how hard you try, consider the ones written below:

1. Purchase items then sell them


Buying items people often need, like bags, shoes, home products, food items and others, is one of the best method to answer the "How can I become rich" question. Afterwards, sell them. You can choose to display them in your home or bring them to the homes of your possible clients. Make sure, though, that people will like your products so you are sure of profit. If not, these will just litter your house and you will tend to use them for yourself and for your family. Your dream of being rich is far from becoming a reality.

2. Sell real estate properties

Answer the question "How can I become rich?" through selling of properties. But, are you interested in the world of real estates? Great commissions are waiting for you, that is if you sell several properties. Hence, hard work is a very important factor. For one, you have to distribute brochures in places where many people go. Call and invite prospective clients to an open house for them to see the properties for sale. Soon as you are with them, speak about the benefits that they will gain out of buying these properties. This is a 24/7 effort - almost. Can you do this?

3. Begin with a small lending or same day payday loans, cowork.makeshop.co.kr, loan business

if you have cash enough to start as a capital, consider this plan. You have to be careful, though, with the individuals with whom you will lend your money; they must be trustworthy. You see, payday loans can make you rich.

4. Venture in an online business



Some online businesses necessitate capital and hard work. It is for the reason that you have to hire Web developers or Web designers. Also, Web marketers are necessary in your online business because they will create your marketing plan, plus online advertisers to help you with your advertisements. It may also be imperative for you to hire employees. For these, choose carefully which online business you will venture in. Or else, your money will go to nothing.

But wait; there are online businesses that will not necessitate capital, just hard work. Become an online marketer. These are where you will sell products that are not yours, but from other retailers. For more information, visit howcanibecomerich.net.

Answering the question "How can I become rich?" is very easy, proving it is not. This is why you have to be careful with your actions. Just set your goal and concentrate on it becoming rich is possible.








"How can I become rich?" is often the question of people who are suffering from hardships in life. They have asked this question a million times, but answers are so elusive. Not now. Please visit howcanibecomerich.net and grab the opportunity of earning and becoming rich without the requirement for a capital.

15
ФУДБАЛ / Giving Jasper AI Free Trial As Gifts
« on: June 01, 2024, 06:38:15 PM »
While January may have felt like a never-ending month for workers across the UK, the end of the most miserable month - and pay day - are finally in sight. 

To celebrate making it to the first pay day of 2024, Krispy Kreme is slashing the price of their Original Glazed Doughnuts to just 31p each on January 31.

However, fans will have to be quick as this offer is available for one day only, with normal prices resuming on February 1.

The sweet treats will usually set you back £2.65 for one doughnut, so this bargain means doughnut fans will be paying less than a quarter of the price. 

The 31p PayYay doughnuts will be available on a first-come-first served basis in Krispy Kreme shops UK-wide.




To celebrate making it to the first payday loans online (https://www.rinconantelasdrogas.es/blog/index.php?entryid=168869) of 2024, tomorrow Krispy Kreme are slashing the prices of their Original Glazed Doughnuts to just 31p each





The sweet treats will usually set you back £2.65 for one doughnut, so this bargain means doughnut fans will be paying less than a quarter of the price

Pages: [1]